Market Cap:	₹1,66,875 Cr	Book Value:	₹78.7
Lot Size:	50 Shares	52 Week High:	₹821
52 Week Low:	₹584	EPS:	₹9.4
Demat Account:		PB:	9.8×
Face Value:	₹10	Debt To Equity:	0.05
No Of Shares:	2,159.5 Mn	Web Site Url:	https://hdfclife.com

Company Overview

HDFC Life Insurance Company Ltd. is a leading Indian life insurer, trusted by millions for its comprehensive portfolio of individual and group protection, savings, pension and health plans. Established in 2000, HDFC Life has built a pan-India omnichannel network and digital leadership, delivering consistent value through innovative insurance solutions and best-in-class claim settlement. The company is admired for its governance, steady growth, and strong backing from HDFC Bank.

Board of Directors (2025)

Name	Designation
Mr. Keki M Mistry	Chairman (Non-Executive)
Ms. Vibha Padalkar	Managing Director & CEO
Mr. Niraj Shah	Executive Director & CFO
Mr. Vineet Arora	Executive Director
Mr. Kaizad Bharucha	Non-Executive & Nominee Director
Dr. Bhaskar Ghosh	Independent Director
Mr. Venkatraman Srinivasan	Independent Director
Mr. Sumit Bose	Independent Director
Mr. Ketan Dalal	Independent Director
Ms. Bharti Gupta Ramola	Independent Director
Mr. Subodh Kumar Jaiswal	Independent Director

 

Company Incorporation Details

Attribute	Details
Company Name	HDFC Life Insurance Company Limited
CIN	L65110MH2000PLC128245
Date of Incorporation	14 August 2000
Registered Office	Lodha Excelus, 13th Floor, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai – 400011
ISIN	INE795G01014
Face Value	₹10
Demat Account	Required
Lot Size	1 share (market), may vary for block deals
Website	hdfclife.com

 

Shareholding Pattern (September 2025)

Category	% Holding
Promoters	50.28%
FIIs/FPIs	24.9%
Mutual Funds	11.3%
Insurance	2.28%
DIIs & Others	0.43%
Retail	10.81%

Sector

• Industry: Insurance
• Segment: Life insurance (Protection, Pension, Savings, Health)

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Profit & Loss

Consolidated Figures in Rs. Crores 

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales +	17,166	27,215	18,141	30,647	32,260	38,855	29,380	71,528	67,126	70,207	101,482	92,922	91,605
Expenses +	16,561	26,341	17,187	29,674	31,186	37,640	28,239	70,294	66,348	70,127	100,836	91,894	90,026
Operating Profit	605	874	953	972	1,074	1,215	1,141	1,235	778	80	646	1,028	1,579
OPM %	4%	3%	5%	3%	3%	3%	4%	2%	1%	0%	1%	1%	2%
Other Income +	241	79	108	139	282	136	369	445	766	1,437	410	366	416
Interest	11	-14	8	9	11	14	0	0	0	0	0	0	0
Depreciation	41	43	45	41	44	45	47	51	56	76	79	104	0
Profit before tax	794	924	1,008	1,061	1,300	1,291	1,463	1,629	1,487	1,441	977	1,290	1,994
Tax %	9%	15%	19%	16%	15%	1%	11%	16%	11%	5%	-61%	-40%
Net Profit +	725	786	817	887	1,107	1,278	1,297	1,361	1,327	1,368	1,574	1,811	1,893
EPS in Rs	3.64	3.94	4.09	4.44	5.50	6.33	6.43	6.73	6.28	6.37	7.32	8.41	8.79
Dividend Payout %	14%	18%	22%	25%	25%	26%	0%	30%	27%	30%	27%	25%

Compounded Sales Growth
10 Years:	13%
5 Years:	26%
3 Years:	11%
TTM:	-17%

Compounded Profit Growth
10 Years:	8%
5 Years:	5%
3 Years:	8%
TTM:	12%

Stock Price CAGR
10 Years:	%
5 Years:	1%
3 Years:	7%
1 Year:	23%

Return on Equity
10 Years:	15%
5 Years:	11%
3 Years:	10%
Last Year:	11%

Balance Sheet

Consolidated Figures in Rs. Crores 

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	1,995	1,995	1,995	1,998	2,012	2,017	2,019	2,021	2,113	2,149	2,151	2,153	2,156
Reserves	-67	546	1,108	1,828	2,693	3,625	4,788	6,619	13,501	10,844	12,515	14,002	14,814
Borrowings +	0	0	0	0	0	0	0	600	600	950	950	2,950	2,350
Other Liabilities +	50,347	66,767	73,441	91,270	105,778	124,378	125,417	170,415	214,521	234,126	287,071	330,307	351,717
Total Liabilities	52,275	69,309	76,544	95,097	110,483	130,020	132,224	179,655	230,734	248,069	302,687	349,412	371,037
Fixed Assets +	279	346	335	337	336	370	322	585	6,605	997	1,549	2,143	674
CWIP	10	6	12	16	5	10	8	14	20	31	28	109	0
Investments	50,527	67,024	74,144	91,723	106,590	124,958	127,256	173,564	216,551	238,197	291,128	334,756	360,174
Other Assets +	1,458	1,932	2,053	3,020	3,551	4,682	4,637	5,493	7,559	8,844	9,982	12,404	10,190
Total Assets	52,275	69,309	76,544	95,097	110,483	130,020	132,224	179,655	230,734	248,069	302,687	349,412	371,037